NOTICE OF SALE UNDER POWER GEORGIA, BULLOCH COUNTY By virtue of a Power of Sale contained in that certain Security Deed from DONNA MARIE GERHARDT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR FIRST GUARANTY MORTGAGE CORPORATION DBA GOODMORTGAGE.COM, dated May 20, 2020, recorded June 8, 2020, in Deed Book 2570, Page 281, Bulloch County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Three Thousand Seven Hundred Eighty-Two and 00/100 dollars ($93,782.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Planet Home Lending, LLC, there will be sold at public outcry to the highest bidder for cash at the Bulloch County Courthouse, 2 N Main Street, Statesboro, GA 30458, within the legal hours of sale on the first Tuesday in October, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1803RD G.M. DISTRICT OF BULLOCH COUNTY, GEORGIA, BEING TRACT NO. 12, CONTAINING 5.007 ACRES AS SHOWN ON A PLAT OF SURVEY BY GEORGE WILLIAM DONALDSON, SURVEYOR, DATED OCTOBER 14, 1987, AND RECORDED OCTOBER 19, 1987, IN PLAT BOOK 22, PAGE 165, BULLOCH COUNTY RECORDS, AND BOUNDED NOW OR FORMERLY AS FOLLOWS: ON THE SOUTH FRONTING AN UNNAMED ROAD AS SHOWN ON THE PLAT A DISTANCE OF 388.95 FEET; BOUNDED ON THE WEST BY LOT NO. 14, AS SHOWN ON THE PLAT A DISTANCE OF 639.38 FEET; AND BOUNDED ON THE EAST BY LOT NO. 10, AS SHOWN ON THE PLAT A DISTANCE OF 704.53 FEET. REFERENCE IS MADE TO THE PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AND SAID PLAT AND THE DESCRIPTION THEREON ARE HEREBY INCORPORATED BY REFERENCE AND MADE A PART HEREOF. ATTACHED HERETO AND CONVEYED HEREWITH IS A 1999 GRAND MANOR MANUFACTURED HOME BEARING SERIAL NUMBERS GAGMTD03858AB. Said legal description being controlling, however the property is more commonly known as 424 HONEY DEW LANE, BROOKLET, GA 30415. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DONNA MARIE GERHARDT, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Planet Home Lending, LLC, Loss Mitigation Dept., 321 Research Parkway Suite 303, Meriden, CT 06450, Telephone Number: 855-884-2250. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. PLANET HOME LENDING, LLC as Attorney in Fact for DONNA MARIE GERHARDT THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LL 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PHL-25-03575-1 Ad Run Dates 09/11/2025, 09/18/2025, 09/25/2025, 10/02/2025 rlselaw.com/property-listing 71519 10/2/25 RL