Notice of Sale Under Power. State of Georgia, County of BULLOCH. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSHUA KEITH HOWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (''MERS'') AS NOMINEE FOR MORTGAGE LENDERS OF AMERICA, LLC , dated 03/24/2016, and Recorded on 04/13/2016 as Book No. 2340 and Page No. 345-357, AS AFFECTED BY MODIFICATION AGREEMENTS BOOK 2545, PAGE 53-64 AND BOOK 2716, PAGE 67-81, BULLOCH County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $240,562.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BULLOCH County Courthouse within the legal hours of sale on the first Tuesday in June, 2026, the following described property: ALL OF THAT CERTAIN TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1209TH G.M. DISTRICT OF BULLOCH COUNTY, GEORGIA, CONSISTING OF 1.15 ACRES, AS SHOWN ON A PLAT PREPARED BY DONALD W. MARSH AND ASSOCIATES, DATE JUNE 27, 2001, AND RECORDED IN PLAT BOOK 61, PAGE 195, BULLOCH COUNTY RECORDS; AND MORE PARTICULARLY DESCRIBED AS BEGINNING AT A POINT ON THE SOUTHERLY EDGE OF A 60-FOOT ACCESS EASEMENT PROVIDING ACCESS TO LOTS CREEK ROAD AND RUNNING THENCE SOUTH 35 DEGREES 10 MINUTES 21 SECONDS WEST 235.00 FEET TO AN IRON PIN; RUNNING THENCE NORTH 54 DEGREES 49 MINUTES 39 SECONDS WEST 155.00 FEET TO AN IRON PIN; CONTINUING THENCE 20 DEGREES 07 MINUTES 56 SECONDS WEST 79.06 FEET TO AN IRON PIN; RUNNING THENCE NORTH 35 DEGREES 10 MINUTES 21 SECONDS EAST 190.00 FEET TO AN IRON PIN AND THE SOUTHERN RIGHT-OF-WAY OF SAID 60 FOOT ACCESS EASEMENT, RUNNING THENCE ALONG SAID RIGHT-OF-WAY SOUTH 54 DEGREES 49 MINUTES 39 SECONDS EAST 220.00 FEET TO AN IRON PIN AND THE POINT OF BEGINNING. ALSO AN EASEMENT FOR INGRESS AND EGRESS OVER AND ACROSS THAT CERTAIN 60' EASEMENT FROM LOTTS CREEK ROAD TO THE ABOVE-REFERENCED TRACT OF LAND AS CONVEYED TO MARY BRANNEN SCHWAGER BY I. A. BRANNEN, JR., BY INSTRUMENT RECORDED IN DEED BOOK 1187, PAGE 225, BULLOCH COUNTY, GEORGIA RECORDS. AND ALSO ALL OF THAT CERTAIN TRACT OR PARCEL OF LAND SITUATE, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, SITUATE, LYING AND BEING IN THE 1209TH G.M. DISTRICT OF BULLOCH COUNTY, GEORGIA, AND CONTAINING 0.31 ACRES, MORE OR LESS, AS SHOWN ON THAT CERTAIN PLAT OF SURVEY DATED FEBRUARY 11, 2016, PREPARED BY DONALD W. MARSH S ASSOCIATES, AND RECORDED IN PLAT BOOK 66, PAGE 343, BULLOCH COUNTY RECORDS. SAID PLAT AND THE REFERENCE THEREOF ARE INCORPORATED HEREIN FOR A MORE COMPLETE AND ACCURATE DESCRIPTION. THE WITHIN DESCRIBED PROPERTY IS BOUNDED, NOW OR FORMERLY, ACCORDING TO THE AFOREMENTIONED PLAT, AS FOLLOWS: ON THE SOUTHEAST, SOUTH, AND SOUTHWEST BY LANDS OF I.A. BRANNEN, JR.; AND ON THE NORTHWEST BY LANDS OF MARY B. SCHWAGER & VINCE P. SCHWAGER. SUBJECT TO ANY AND ALL APPLICABLE ZONING ORDINANCES, EASEMENTS, RESTRICTIVE COVENANTS, AND/OR RIGHTS-OF-WAYS IN USE OR OF RECORD. [ A PORTION OF MAP & PARCEL NO. 032-013A-000] The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. SS 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., FORT MILL, SC 29715, 800-288-3212. Please note that, pursuant to O.C.G.A. SS 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1601 LOTTS CREEK ROAD, STATESBORO, GEORGIA 30458 is/are: JOSHUA KEITH HOWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. WELLS FARGO BANK, N.A. as Attorney in Fact for JOSHUA KEITH HOWELL. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000009747445 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341-5398. 73054 5.28.26 RL