NOTICE OF SALE UNDER POWER GEORGIA, BULLOCH COUNTY By virtue of a Power of Sale contained in that certain Security Deed from DAVID MICHAEL WILLIAMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR BANKSOUTH MORTGAGE COMPANY, LLC, dated June 16, 2020, recorded June 17, 2020, in Book 2572, Page 348-362, Bulloch County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-One Thousand Five Hundred and 00/100 dollars ($121,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to CITIZENS BANK NA f/k/a RBS CITIZENS NA, there will be sold at public outcry to the highest bidder for cash at the Bulloch County Courthouse, 2 N Main Street, Statesboro, GA 30458, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property: TRACT ONE: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1523RD G.M. DISTRICT OF BULLOCH COUNTY, GEORGIA AS SHOWN ON A PLAT FOR MICHAEL E. BLYTHE AND BONNIE A. BLYTHE PREPARED BY JAMES M. ANDERSON AND ASSOCIATES, REGISTERED LAND SURVEYORS, DATED APRIL 11, 1991 AND RECORDED IN PLAT BOOK 37, PAGE 10, BULLOCH COUNTY RECORDS. SAID TRACT OR PARCEL CONTAINING 1.12 ACRES MORE OR LESS AND BEING MORE PARTICULARLY DESCRIBED AS: TO FIND THE POINT OF BEGINNING BEGIN AT THE CENTER LINE OF COUNTY ROAD NUMBER 387 WHERE THE SOUTHEASTERN CORNER OF THE LANDS NOW OR FORMERLY OF WILBUR HORN MEET THE SOUTHWESTERN CORNER NOW OR FORMERLY OF CHARLES ANTHONY PLAYER AND LINDA GAIL PLAYER ALONG THE NORTHERN RIGHT OF WAY OF SAID COUNTRY ROAD NUMBER 387; FROM SAID CENTER LINE OF COUNTY ROAD NUMBER 387 THENCE NORTH 17 DEGREES 4 MINUTES 50 SECONDS WEST A DISTANCE OF 290.96 FEET ALONG THE LANDS NOW OR FORMERLY OF WILBUR HORN TO AN IRON PIPE; THENCE CONTINUING ALONG THE LANDS NOW OR FORMERLY OF WILBUR HORN NORTH 17 DEGREES 57 MINUTES 40 SECONDS WEST A DISTANCE OF 184.57 FEET TO AN IRON PIPE AND THE POINT OF BEGINNING; THENCE NORTH 80 DEGREES 53 MINUTES 20 SECONDS WEST A DISTANCE OF 472.60 FEET ALONG THE LANDS NOW OR FORMERLY OF WILBUR HORN TO A REBAR AT THE INTERSECTION OF THE NORTHEASTERLY RIGHT OF WAY OF BRYANT STREET AND THE SOUTHEASTERLY RIGHT OF WAY OF FARM STREET; THENCE CONTINUING ALONG THE RIGHT OF WAY OF FARM STREET NORTH 42 DEGREES 6 MINUTES 54 SECONDS EAST A DISTANCE OF 146.10 FEET TO AN IRON PIPE; THENCE ALONG THE LANDS NOW OR FORMERLY OWNED BY W.C. ROBERTS SOUTH 80 DEGREES 25 MINUTES 00 SECONDS EAST A DISTANCE OF 333.47 FEET TO AN IRON PIPE; THENCE ALONG THE LANDS NOW OR FORMERLY OF C.O`NEAL SCOTT SOUTH 17 DEGREES 19 MINUTES 37 SECONDS EAST A DISTANCE OF 133.76 FEET TO AN IRON PIPE AND THE POINT OF BEGINNING. SAID PLAT AND THE DESCRIPTION THEREON IS INCORPORATED HEREIN AND BY THIS REFERENCE MADE A PART HEREOF. TRACT TWO: ALL THAT CERTAIN TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1523RD G.M. DISTRICT OF BULLOCH COUNTY, GEORGIA, BEING DESIGNATED AS PARCEL 2-A AND CONTAINING 0.19 ACRE ACCORDING TO A PLAT OF SURVEY PREPARED FOR MYRTLE MCELVEEN HORNE BY MARLIN NEVIL, REGISTERED LAND SURVEYOR, DATED NOVEMBER 10, 2006 AND REVISED MAY 15, 2007, RECORDED IN PLAT BOOK 63, PAGE 435, BULLOCH COUNTY RECORDS. Said legal description being controlling, however the property is more commonly known as 125 LEE AVE EXT, BROOKLET, GA 30415. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DAVID MICHAEL WILLIAMS, ESTATE AND/OR HEIRS-AT-LAW OF DAVID MICHAEL WILLIAMS , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Citizens Bank, N.A., Loss Mitigation Dept., 10561 Telegraph Road, Glen Allen, VA 23059, Telephone Number: (800) 234-6002. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. CITIZENS BANK NA F/K/A RBS CITIZENS NA as Attorney in Fact for DAVID MICHAEL WILLIAMS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. CBN-26-03045-1 Ad Run Dates 09/10/2026, 09/17/2026, 09/24/2026, 10/01/2026 rlselaw.com/property-listing 73728 10.1.26 RL